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Olivia De Jesus
Olivia is 53, she has worked producing coffee for more than 30 years. She lives with her husband and five children at their small ranch of 17 hectares, of which 11 are used as coffee plantation and is managed according to fair trade certification.

This small entrepreneur is in charge of managing her ranch and with her husband they have been able to do a good job managing their plantation, which has resulted in 25% production increase in the past three years.

Her expectations now are to fight the pests that affect coffee and to continue increasing harvesting to obtain more income.
To achieve this, she is requesting a loan that will allow her to guarantee maintenance activities for her coffee this season.

Her dream is to make of her ranch a role model of productivity in the zone where she lives and that her children can have a good base for the future.
View original language description ↓
Olivia tiene 53 años y desde hace más de 30 años, se dedica a la producción de café. Vive con su esposo y sus 5 hijos en su pequeña finca de 17 hectáreas, de las cuales 11 son dedicadas al cultivo de café y el cual maneja bajo las normas de certificación de comercio justo.

Esta pequeña emprendedora es la que se encarga de la administración de su finca y junto a su esposo le han venido dando un buen manejo a sus plantaciones, que ha resultado en un incremento del 25% en su producción en los últimos tres años.

Su expectativa ahora es combatir eficientemente las enfermedades que afectan el café y continuar aumentando su cosechar para obtener mejores ingresos. Para esto, ella está solicitando un crédito que le permita garantizar las actividades de mantenimiento de su café en este ciclo.

Su sueño es hacer que su finca sea un modelo de productividad en la zona donde habita y que sus hijos puedan tener una buena base para su futuro.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Olivia De Jesus to buy agricultural products for coffee plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 22, 2014
May 16, 2014
Currency Exchange Loss:
Mar 28, 2015