A loan of $1,450 helped a member to buy rice, sugar, milk, eggs, cheese. butter, tiste (Traditional Nicaraguan beverage). tomatoes, matches, soap and detergent for a grocery store.


Estrella De Belen Group's story

The Bethlehem Star Communal Bank is made up of nine single mothers who have fifteen children in total to take care of. They live in Malpaisillo, a town in the western part of the region. The women are hard-working and passionate about bettering themselves. Unfortunately, due to lack of financial resources, they could not go to college and had to work from a young age to help out with household expenses. Thanks to her hard work and drive to get ahead, Francisca (who is also the coordinator) owns a convenience store which sells groceries such as rice, sugar, milk, eggs, cheese, butter, tiste (Nicaraguan chocolate drink), tomatoes, matches, soap and detergent. She works twelve hours a day in the store and hopes to increase her income in the near future. Bethlehem Star is grateful for the help that Kiva investors give to them and other people on low-incomes in poor countries like Nicaragua, allowing them to make a living in a dignified way.

In this group: Yudit Del Socorro, Jessica Janeth, Corina Ninoska, Rosibel Anastacia, Julissa Yajaira, Marileth Del Socorro, Jerry Massiel, Francisca Yanet , Aura Del Rosario
*not pictured

Translated from Spanish by Kiva volunteer Geraldine Pugh



Loan details


Lenders and lending teams




Loan details