Update on TatyanaTatyana has previously received financial assistance through Kiva. She used the money as intended and was able to keep her business afloat despite the economic difficulties facing small businesses in Ukraine in the last six months.
This time Tatyana asked for a loan of 40,000 hryvnia to buy t-shirts, tank tops, blouses, lightweight trousers, skirts and jackets for the summer season. This will help her re-stock her store. She hopes that expanding the variety of clothing available will help her keep her customers.
В этот раз Татьяна обратилась за помощью в размере 40 000 гривен для того, чтобы приобрести футболки, майки, блузки, облегченные брюки, юбки и пиджаки под реализацию в летний период, тем самым пополнив магазин и рынок товаром. Она надеется за счет расширения ассортимента предложить клиентам товары на сезон и сохранить покупателей.
Previous Loan DetailsTatyana has already used Kiva's support before. She was able to keep the sales during the slow season and keep afloat without losses by using the loan money. In this new season when the sales should go up Tatyana has come to ask for the loan again. This time she needs an amount of 8,000 hryvina. ... More from Tatyana's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 26 months (Additional Information)
- Repayment Schedule
- Apr 11, 2014
- May 10, 2014
- Currency Exchange Loss:
- Jan 17, 2015
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.