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Lidia is 55 years old and married. She's her husband's second wife. She has eight adult children, five of whom are still in school and under her responsibility. She completed 3rd grade and has earned a livelihood from her business for several years. She owns a grocery store at the market and she employs two people to help her. This is her 5th loan. With the first loan, she had the misfortune of suffering a fire in her booth and losing almost all of the merchandise she had. Even so, she repaid the loan in its entirety and applied for more.
She intends to purchase flour, sugar, beans, butter, rice, cooking oil, bologna, yogurt, cheese, refreshments, juice, wine, beer, etc., in order to stock up.
Her hope is to be able to stock up and acquire a vehicle that can help her carry her merchandise.
Her biggest challenge is the fact that she faces a great deal of theft in her store, and the government does nothing to solve the problem.
View original language description ↓
Tem 55 anos de idade, vive maritalmente e é a segunda esposa do seu marido, tem 8 filhos maiores de idade 5 dos quais ainda na sua responsabilidade e a estudarem, ela estudou ate 3ª classe, vive de negócio a muitos anos, tem um mercearia dentro do mercado e emprega 2 trabalhadores que lhe ajudam, esta a repetir pela 5ª vez o credito, no primeiro teve azar de sofrer incêndio na sua barraca e perder quase toda mercadoria que tinha, mas mesmo assim conseguiu devolver o credito na totalidade e pedir mais.
Ela pretende comprar: farinha, açúcar, feijão, manteiga, arroz, óleo, palones, yougurts, queijo, refrescos, sumos, vinhos, cervejas, etc, para aumentar o seu stock.
Ela tem a esperança de poder aumentar o seu stock e adquirir uma viatura que lhe possa ajudar no transporte da sua mercadoria.
Seu maior desafio é o facto de sofrer muitos roubos no seu estabelecimento e que o governo nada faz para resolver o problema.

Additional Information

More information about this loan

This is loan is part of Hluvuku’s effort to empower youth in Mozambique. With maximum repayment terms of 24 months, and maximum loan amounts of $12,000, this product is designed to helps borrowers purchase vehicles to transport goods across the South Africa/Mozambique border. By using the vehicle as collateral, Hluvuku hopes to encourage more young entrepreneurs to apply, as they will need fewer guarantees. By funding this loan, you are helping a youth in Mozambique to  generate an income for themselves and their families.



About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $3,044,625
    Funds lent in using Kiva
  • 31.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,825 helped Lidia to purchase flour, sugar, beans, butter, rice, cooking oil, bologna, yogurt, cheese, refreshments, juice, wine, beer, etc., in order to stock up.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 24, 2014
May 27, 2014
Currency Exchange Loss:
Oct 17, 2014