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This is 31 year-old Usuf. He is married and has two children aged 13 and 14 years old. In 2009, Usuf established his bike riding business. He began his business because that was his field. Working 7 days a week and 12 hours a day, he earns about SLL 1,000,000 every month from this business. He would like a loan in the amount of SLL 4,000,000. Usuf requires a loan in order to buy more bikes to loan. In the future, Usuf plans to open a bike center for bike loaning. He is very hardworking. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,575
    Funds lent in using Kiva
  • 4,340.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Usuf to buy more bikes to loan.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 4, 2014
May 5, 2014
Currency Exchange Loss:
Mar 10, 2015