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Update on Svetlana

Svetlana lives in Nikopol. She sells women's knitwear, underwear, robes, pajamas and other clothing. Svetala used the previous Kiva loan to increase the assortment of spring clothing. She has two vendor locations: one is in the rented out store and the second one is on one of the local markets. The sales were good and now Svetlana needs additional finances to make additional inventory purchases. A wider selection of inventory will help Svetlana grow her business further and also the income from the loan will help her children financially.
View original language description ↓
Светлана живет в городе Никополе. Она продает женский трикотаж, нижнее белье, халаты, пижамы, пр. Светлана использовала предыдущий КИВА кредит для увеличения ассортимента весеннего товара. У Светланы — 2 торговых точки — одна в арендованном магазине, а вторая — на одном из местных рынков. Торговля пошла хорошо и Светлана нуждается в дополнительных средствах, чтобы сделать дополнительные закупки товара. Более широкий выбор товара поможет Светлане развивать свой бизнес и дальше, при этом помогая финансово детям за счет полученной прибыли.

Previous Loan Details

Svetlana lives in the city of Nikopol. She works selling clothing, specifically, women's knitwear, undergarments, housecoats, pajamas etc. She sells in two places, one in a rented store and the other in one of the local markets, and has two employees. She has had this business for about 17 years.... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ukraine

  • $8,200
    Average annual income
  • 12
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 11.4
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,525 helped Svetlana to purchase additional clothing inventory for spring.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 9, 2014
May 10, 2014
Currency Exchange Loss:
Mar 17, 2015
This photo was used before for a previous loan for Svetlana. It was first posted on Kiva on Apr, 2014. Learn More