A loan of $1,475 helped to pay for renovation of the workroom and hairdressing accessories needed to provide hairdressing services.


Lusine's story

Lusine lives in Gyumri town with her husband, father-in-law, and three-year-old son.

Lusine is a hairdresser. She works at one of the local beauty salons as a part-time worker. After her work, she also provides hairdressing services from her house. Due to hard and tireless work, Lusine perfectly manages to gather income and help her husband to sustain their family.

The requested loan will greatly help Lusine to pay for renovation of the workroom and hairdressing accessories needed to provide hairdressing services.

She has been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The start-up loan program provides business start-up loans with soft conditions to informal businesses that do not have access to credit products.



Loan details


Lenders and lending teams




Loan details