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Mrs. Yung S., 33, is married and lives with her husband and three children, aged 13, 7, and 3, in Bathambong province, Cambodia. To make a living, Yung S. buys garlic from a broker and then re-sells it to people in her community. She earns about US$2 per day in profit, while her husband can make, on average, US$3 per day working as a motor-taxi driver.
Yung S. started her business three years ago and has learnt business skills from one of her neighbors. Currently, she has a lot more customers than ever before. To expand her business as well as to increase her profit, Mrs. Yung S. needs more capital to buy a large quantity of garlic to meet the growing customer demands.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yung to buy in a large quantity of garlic to fulfill her client demands.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 5, 2008
Oct 22, 2008
Currency Exchange Loss:
Jun 15, 2010