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Clemencia is a hardworking entrepreneur who has a video gaming machine rental business in the Philippines. Clemencia has been in this business for 10 years. She earns additional income from farming vegetables and food vending.

She is borrowing PHP 26,000 through NWTF to purchase spare parts for the maintenance of her video gaming machine and payment for electric bills.

Clemencia has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams to save enough to provide a secure future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 380
    View loans »
    Philippines Loans Fundraising
  • $70,798,900
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Clemencia to purchase spare parts for the maintenance of her video gaming machine and to pay electric bills.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 15, 2014
May 4, 2014
Currency Exchange Loss:
Feb 20, 2015