A loan of $10,000 helped to increase the number of classes by completely renovating her kindergarten, building a second floor and adding a play and exercises hall.


Raghad's story

Raghad, a 44-year-old mother of three, is an ambitious, enthusiastic, and motivated Iraqi woman with a keen eye for business opportunities.

Though she holds a diploma in Computer sciences, Raghad could not open a business matching her academic background due to challenges she faced in her conservative community whose restrictions limited her to fields of business traditionally designated for women. Raghad faced the same challenges when she accompanied her husband to work in Libya. But, Raghad’s dynamic personality and eagerness to work helped her rise above these challenges. She taught in kindergartens for five years while she lived in Libya which equipped her with valuable experience and skills.

Building upon her experience and entrepreneurial spirit, Raghad opened a private kindergarten three years ago with very little money and support from her husband. Today, her successful business of six classes employs 12 women and generates enough income to support her family and improve their living conditions.

Her growing business and willingness to learn and develop her business skills qualifies her to participate in the WLIFT program and take a SME loan from Relief International Microfinance Iraq in the amount of 10,000 USD. Raghad is responding to her clients’ demand and increasing the number of classes; therefore, she plans to completely renovate her kindergarten by building a second floor and adding a play and exercises hall, thus creating job opportunities for members of her community and extra income to support her family.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for her protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue supporting Iraqi borrowers.



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