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Lucía Guillermina
Lucía Guillermina, age 52, is originally from the town of El Sauce. She has devoted most of her life to working as a primary school teacher in a private school in the area, a profession that has helped her get her three children ahead. They are currently in primary and secondary school. She comes from a line of country people, and she has tried to maintain their customs and her heritage. Her parents left her a small farm, and she has used it to instill a love of work in her children.

Lucía Guillermina has received several loans from Kiva investors through Ceprodel, which have helped her greatly in improving her home and living conditions. She now needs a loan to buy a motorcycle for her son, which will help him get to the farm and back. In the free time when he doesn't have class, he's helping his mother with chores at the farm. She is hopeful and trusts in God that people will continue to help her; these loans are of great help for wage-earning people.
View original language description ↓
Lucía Guillermina es una señora de 52 años, originaria del municipio de El Sauce, que se ha dedicado gran parte de su vida a laborar como maestra de primaria en un colegio de la localidad, profesión que le ha permitido sacar adelante a sus tres hijos los que están estudiando la primaria y secundaria.
Ella desciende de familia del campo y ha tratado de mantener sus costumbres como tal y conservar la herencia que le dejaron sus padres una pequeña finca donde le ha inculcado el amor al trabajo a sus hijos.
Lucía Guillermina ha recibido varios créditos de los inversionistas de Kiva que le han financiado a través de Ceprodel los que le han servido de mucho para mejorar las condiciones de su casa.
Hoy tiene la necesidad de un crédito para la compra de una motocicleta para su hijo que le servirá de mucho para trasladarse a la finca, ya que él en su tiempo libre cuando no tiene clases le ayuda en los quehaceres de la finca a su madre.
Espera y confía en Dios que estas personas le sigan apoyando, ya que estos créditos son de gran ayuda para las personas asalariadas.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Lucía Guillermina buy a motorcycle.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 25, 2014
May 14, 2014
Currency Exchange Loss:
Apr 13, 2016