A loan of $6,575 helped a member to buy more fertilizers and support labor costs during rice production.


Felix's Group's story

Emmanuel is 40 years old. He would like to use the Kiva loan to support labor costs and buy fertilizers during rice production. He needs to buy fertilizer in order to increase production. With profits from his farming, he wishes to invest in his business so that in the future he can acquire machines and tractors that will enhance his farming capacity.
The agriculture sector accounts for 37 percent of Rwanda's gross domestic product, generates 65 percent of Rwanda's export revenue, and employs approximately 90 percent of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

In this group: Felix, Odette, Vital, Simon, Eugenie, Esperence, Evaliste, Emmanuel, Joseph, Canisius, Celestin, Gloriose, Alexis*, Theogene, Seraphine, Isaac, Viincent, Veronique, Fidele, Valens, Athanase, Calestin, Annonciatha, Beatrice, Jean Bosco, Emmanuel, Sylvestre, Francois, Pierre, Epaphrodite, Gerome, Emmanuel, Gerard, Ildephonse, Francois, Drocella, Francois*, Vincent, Tharcille, Wellars
*not pictured



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Loan details