A loan of $8,975 helped a member to buy more fertilizers and support labor costs during rice production.


Cooproriz Mirayi G3 Group's story

Claude is 37 years old. He is a group leader for his fellow farmers and they have spent two years in rice farming. Claude would like to secure a Kiva loan to support labor costs and buy fertilizers during rice production. He needs to buy fertilizer in order to increase their production. With profits from his farming, Claude wishes to invest in his business so in the future he can acquire machines and tractors that will enhance his farming capacity.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

In this group: Francois, Hyacentha, Vincent, Antoine, Valerie, Lambert, Celestin, Athanasie, Theresie*, Daniel, Reverien, Fabien, Augustin, Vedaste, Merchior, Vincent, Jean De Dieu*, Celestin, Innocent, Jean Paul, Alphonse, Marie Collette, Francine, Stanislas, Vincent*, Claude, Faith, Fidele, Vestine, Bernard, Cansilde., Marcianne, Erneste*, Felicien, Fulgence, Onesphore, Albert, Apolinaire*, Innocent, Jean Damascene
*not pictured



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