A loan of $2,650 helped a member to buy more fertilizers and support labor costs during rice production.


Cooproriz Nyiramageni G5 Group's story

Christophe is 53 years old. He is a father six, and is currently a group leader for his fellow group members. He has spent 32 years in the business and he wishes to use a Kiva loan to support labor costs and fertilizer purchases during rice production. Fertilizers are needed in order to increase production. With profits from his farming, he wishes to invest in the business so that in the future, he can acquire machines and tractors that will enhance his farming capacity.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

In this group: Agnes, Emmanuel, Dancilie, Gerard, Vincent, Alexandre, Veneranda, Christophe, Valensie, Jacqueline, Fulgence*, Aimable, Christophe, Catheline, Theresie, Damien*, Donath, Marc, Dieu Donne, Vincent, Suzane*, Jean, Alphonse, Beatha*, Oda, Jean Bosco, Ernastine*, Innocent, Aloys, Evariste, Ferederiko, Francois, Malienne*, Celestin, Francois, Boniface*, Theogene, Kalori, Kositasiya, Vestine, Speciose, Alexandre*, Janvier
*not pictured



Loan details


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Loan details