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Ustawi Group
In this Group: Agnessy, Wema
Agnessy, who is in her early thirties, is married. She has been managing a drinks business selling soft drinks, beers and spirits for five years. She works from 4 pm to midnight and is able to make a good monthly profit.

This is Agnessy's sixth loan request from Tujijenge Tanzania, which she will use to buy high-demand stock of drinks for her pub. She used the previous loans to pay for her new business place, bought chairs, tables and more drinks. She has paid back all previous loans successfully. Agnessy received a profit which she used to cover household expenses and plow back into her business. She dreams of introducing a big bar.

She will share this loan with her loan group "Ustawi" which totals two members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 48
    View loans »
    Tanzania Loans Fundraising
  • $15,714,475
    Funds lent in using Kiva
  • 1,645.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ustawi Group's $1,725 loan helped a member to buy high-demand stock of drinks for her shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 29, 2014
May 3, 2014
Currency Exchange Loss:
Nov 17, 2014