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Namasmitane Group
In this Group: Naiu, Kapiap, Lume, Naiu, Kavil, Sam, Isac, Iawilum, Namat, Niau, Namus, Iawiap, Betary, Iata, Tao*, Tao*, Madlen*
* not pictured
Energy Poverty keeps ~20% of the world’s population living in the dark, lighting their homes with dirty, dangerous and expensive fuels like kerosene.

In the small Pacific island state of Vanuatu, Village Infrastructure Angels (VIA) along with its partners, have spent years helping households buy small solar lights. Distributed through cooperatives and women’s groups and sold for the same cost as a few months of kerosene, the lights have allowed work to continue beyond sunset. Families can keep businesses running and children can study while the health risks of breathing in kerosene fumes or getting burnt are no longer creating worry. VIA field partners have sold more than 10,000 of these solar lights and have been a part of eradicating kerosene from close to 50% of the entire country.

VIA customers are now looking to invest in bigger energy systems, energy enough to charge their mobile phones, radios and offer multiple lighting points for their homes. These household lighting kits offer more than three times the power of the single lights that households have been able to buy for cash upfront and households would have the option to pay off their system weekly, for only the cost of kerosene and mobile phone charging. Along with its partners, VIA sources the technology, installs this for villagers and collects the weekly payments.

VIA projects on the island of Tanna also operate on an innovative "charging station" model where the solar panels are housed in a central location such as a school or church and households visit the charging station weekly to deposit money for the loan and change their used battery for a fully charged battery. This reduces the cost of loan collection and also serves as a point for people to have repairs done, if required. As part of this model, new jobs are created in each community to operate these charging stations.

This specific loan is for members of the Namasmitane tribe, on the island of Tanna in Vanuatu. Namasmitane is a very well-known tribe on Tanna island. It is one of the largest tribes in terms of population and the center of Kustom practices (ancient religious and cultural practices). The Namasmitane tribe is also the proud home of the RTC, or the rural training center for the northern half of the island where people learn skills such as carpentry. Therefore, many people come to this tribe when they would like a new building erected.

Lighting is very important for the many people of this tribe. Light allows women to work after dark, craftsmen to generate more income, children to study and stores to stay open. Currently, people in the village have to rely on "fire sticks", torches and kerosene after dark which can be a dangerous fire hazard and hard on developing eyes and lungs.

We often take light for granted in our developed countries, but the villages we work in often tell us "it's the most beautiful thing they've seen", "we can now work safely at night" or "we stayed up all night just looking at it". Lighting makes a tangible and very important difference to their daily lives in terms of safety, productivity, education and much more.

Your loan will be a big step in making this a reality for this tribe!

Additional Information

More information about this loan

VIA installs solar stations for villages for up to 100 households, collecting around USD $2-3 per week from each household for the use of the solar lamps and batteries. Thus for the same weekly price they would otherwise pay for kerosene, villagers can access clean and safe solar lighting and own this infrastructure in 1-3 years time.
The VIA product has two parts - a centralized solar charging station and household multi-purpose battery packs that connect with end-uses of lighting and phone charging with possible extension to radio, TVs and other appliances. Together, their product forms the basis of a solar charging system that can provide electricity to 20-100 homes in a village, with villagers recharging their home units regularly from the community panel and battery. A typical sized charging station will have small solar panels and two batteries for each of the 50 or so households within walking distance. These will swap batteries every 2-3 days. Once the systems have been paid off, the borrower can take a small solar panel to their home.

VIA works closely with three main local players in the delivery of this technology. The local technology partner (ACTIV), a local micro-finance institution (VANWODS - Vanuatu Women’s Development Services), a local entrepreneur and VIA. The local technology partner is responsible for importing the product, recruiting entrepreneurs, building/installation of charging stations, training and selection of village entrepreneurs and village sites for solar charging stations. The MFI partner supports loan tracking at the individual household level, as well as loan initiation, tracking and collection from micro-entrepreneurs. The micro-entrepreneur runs the charging station, is responsible for safekeeping and operating the solar panels and collecting payments from each household.

Important Information

Village Infrastructure is a for-profit social enterprise founded in the UK that brings together business angel investors and the poorest communities in developing countries. The organization makes solar energy affordable through energy loans of up to three years.

The organization installs solar stations for villages for up to 100 households, and the micro-entrepreneurs collect around USD $2-3 per week from each household for the use of the solar lamps and batteries. Thus for the same weekly price they would otherwise pay for kerosene, villagers can access clean and safe solar lighting and own this infrastructure in 1-3 years time.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vanuatu

  • $2,500
    Average annual income
  • 0
    View loans »
    Vanuatu Loans Fundraising
  • $9,250
    Funds lent in using Kiva
  • 94.9
    Vanuatu Vatu (VUV) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A portion of Namasmitane Group's $3,350 loan helped a member to pay for home solar lighting systems.
58% repaid
Repayment Term
37 months (Additional Information)
Repayment Schedule
Apr 1, 2014
Jun 2, 2014
Currency Exchange Loss: