A loan of $250 helped to purchase clothing for her husband's existing business.


Sima's story

Sima is a 36-year-old woman from the remote village Khalpara in the district Jalpaiguri. She is married and a mother of two sweet daughters. She lives happily with her daughters and husband Sujit in their own house. Sima has a higher secondary education whereas her husband studied up to grade 10. Both could not go ahead with their studies due to their parents' poor economic situation. Their daughters are in grade 9 and grade 1.

Sima is a housewife but her husband owns a clothing shop in the market where he sells mainly ladies' garments like sarees (Indian traditional ladies' wear), frocks etc. This garment shop is the only source of income for his family, which is the reason he devotes all of his time to the garment shop. His shop is situated in the main market and there are a lot of competitors in the market. Due to this competition, it is very difficult to convince customers to pay a high price. He has to keep the latest designs, rates and delightful colors in the shop so that he can maintain the rate of sales. Now the major problem is that he does not have sufficient capital to buy clothing.

Sima has come forward to help her husband. She has applied for a loan from BJS (Kiva’s partner) to purchase clothing as he wants, so that her husband can cope with the market competition and generate sufficient income to look after his family well. Sima is ready enough to get involved in this business.

Sima wants to expand this business for their secure future.

She thanks Kiva and BJS for this support.



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