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Rukhsana is a 35-year-old married woman. She has four children. Rukhsana, along with her husband, has been in the business of making artificial jewelery for many years. She is trying hard to increase her earnings.

In order to meet her orders on time and boost her sales, Rukhsana has requested a loan of 40,000 PKR to purchase raw materials such as silver, gold, and dozens of artificial gems and pearls. She hopes to increase her net income and wishes to spend her earnings on the expansion of her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rukhsana to purchase raw materials such as silver, gold, and dozens of artificial gems and pearls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2014
May 2, 2014
Currency Exchange Loss:
May 17, 2015