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Teodosia is 61 years old, married with two adult children. She lives in Birayan, Rizal. For the last 20 years, Teodosia has gardened, earning a monthly income of Php 4,000. She joined Paglaum in 2008 and will use this loan to purchase bags of fertilizer. The profit she earns in the business will be reinvested in Paglaum to save for retirement and use for daily expenses.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 411
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 44.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Teodosia to purchase bags of fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2014
May 1, 2014
Currency Exchange Loss:
May 17, 2015