A loan of $3,000 helped a member to buy goats.

Sarsawathi Swasahaya Sangh - Mugalkhoda Group's story

Shalavva, 53, lives in Mugalkhoda village in Raibag, Belgaum. She is a widow and mother of four children. Two of her daughters are married while the youngest daughter has discontinued her studies and takes care of the house. Her son is working as a mason. Shalavva lost her husband due to a severe heart attack five years back. Her son had to drop out of school after 5th grade. He was deprived of his childhood and was forced to engage in economic activity on a full-time basis to share his mother’s responsibilities.

Shalavva is daily wage worker in the agriculture fields and runs a goat-rearing farm in which she has around 20 years of experience. She usually purchases a one- or two-month-old kid and rears it until it is one year old. She then sells it at the time of village festivals or Bakrid, as there is always a good demand for goats. She earns around INR 9,000 per month.

Shalavva now wants to expand her farm and buy a few more goats for which she is seeking a loan of INR 5,000. She wants to help her son to start his own construction work. She is also saving some money for her youngest daughter’s marriage.

Shalavva (who is standing with her hand raised) is the featured borrower of Saraswati Swasahaya Sangh Self-Help Group (SHG). “Saraswati” means the goddess for education. The other 12 members also need loans for different purposes like animal husbandry, tailoring, a coconut business and a beef business. They all want to save enough for their children’s education and for their bright future.

In this group: Shalavva , Chandravva*, Surekha*, Yasudha, Kasthuri, Mahadevi, Jijabai, Tayavva, Jijabai, Latha, Renuka, Lakkavva, Mangal
*not pictured

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