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Mutwawbi is 40 years old and lives in the town of Mbale in the Mbale region of Uganda. He is married and has four children who are all currently in school. For the past three years, Mutwawbi has been working hard to manage his retail shop, which sells basins, slippers, baking flour, sweets and soap.

To help expand his business, Mutwawbi has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more basins, slippers, baking flour, sweets, and soap, and will help Mutwawbi to generate greater profits and expand his business. Mutwawbi hopes that in the future, he will be able to construct a rental house.

Mutwawbi is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Mutwawbi who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.


Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,518.9
    Uganda Shillings (UGX) = $1 USD
A loan of $1,200 helped Mutwawbi to buy more basins, slippers, baking flour, sweets, and soap.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 11, 2014
Apr 30, 2014
Currency Exchange Loss:
May 30, 2014