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Najil is 37 years old and lives in Palilan, Jimenez, Misamis Occidental. She is married with three children now at their school age.

Najil has a little store and sells groceries and other consumable products. She has been doing this business for four years and earns approximately 7,000 PHP each month doing this type of business activity. Najil is also receiving monthly support from her husband, who is a seaman.

Najil has requested a loan to be used in purchasing additional groceries and other consumable products for resale.

Najil has been a member of PMPC for almost nine years. In the future, Najil hopes to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 454
    View loans »
    Philippines Loans Fundraising
  • $69,733,650
    Funds lent in using Kiva
  • 44.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Najil to purchase additional groceries and other consumable products for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 25, 2014
Apr 30, 2014
Currency Exchange Loss:
Apr 17, 2015