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Bernadeth is 49 years old and lives in Migcanaway, Tangub City. She is married with three children.

Bernadeth engages in okay okay (used clothing) vending and earns approximately PHP 10,000 each month doing this type of work. She has requested a loan to add to her capital to purchase additional clothing products to sell.

Bernadeth has been a member of PMPC for two years and one month. In the future, she hopes to improve her livelihood in order to give more services to her clients.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 329
    View loans »
    Philippines Loans Fundraising
  • $66,024,575
    Funds lent in using Kiva
  • 44.5
    Philippines Pesos (PHP) = $1 USD
A loan of $900 helped Bernadeth to purchase additional clothing products to sell.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 16, 2014
Apr 30, 2014
Currency Exchange Loss:
May 30, 2014