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Prosperidad Y Bonanza Group
In this Group: Katia Lizeth , Claudia De Los Angeles , Ligia De Los Angeles

Update on Prosperidad Y Bonanza Group

The solidarity group is composed of three working partners and is coordinated by Claudia who is 42 years of age and married. She works in refrigeration maintenance. Her main help in this is her husband who is a refrigeration engineer. The business has been established for 12 years. She is asking for the loan to buy oil and tools.

The group also includes, as partners, Katia who is 26 years old, sells new clothes and has a grocery store in her home and Ligia who sells new clothes from her home.
View original language description ↓
El grupo solidario está integrado por tres socias trabajadoras y coordinado por la señora Claudia de 42 años de edad, acompañada se dedica al mantenimiento en refrigeración siendo de principal ayuda el esposo quien es técnico en refrigeración y tiene 12 años de haber establecido el negocio, el crédito lo solicita para la compra de aceite y herramientas a utilizar. En el grupo también lo integra la socia Katia 26 años de edad se dedica a comercializar ropa nueva y posee pulpería en su domicilio y la socia Ligia comerciante de ropa nueva en su domicilio.

Previous Loan Details

This group is composed of 4 hard-working members. One of them is Katia. She is 25 years old and single. Her business is a small store which is incorporated into her house where she sells clothing and cosmetics. She has done this for the past year and a half. Katia is requesting this loan to buy p... More from Prosperidad Y Bonanza Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Prosperidad Y Bonanza Group's $825 loan helped a member to buy oil and tools.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 15, 2014
May 10, 2014
Currency Exchange Loss:
Nov 17, 2014