A loan of $250 helped to purchase a dairy cow for milk sales business.


Asma's story

Asma is only 27 years old, a very hardworking and enthusiastic woman. She lives in a remote region in the district Jalpaiguri with her husband and three children (two sons and one daughter). She studied up to grade 7 but did not get an opportunity for further studies. Her children are students who are in grade 4, 3 and 1. Her husband Jamiruddin, aged 31 years, works in a stationery shop. They have a kachha house (made of straw, mud and bamboo). She has a primary education and her husband is uneducated; can sign his name only. Her husband's income is hardly enough to maintain the family expenses. Thus Asma is engaged in animal husbandry as the secondary source of income. She has a dairy cow; she sells the milk to her neighbors who are her main customers. In order to give her family financial stability, she wants to expand her business. She wants to purchase another cow so that she can sell more milk and satisfy her customers as well as earn more profit. To fulfill her dream, she has taken a loan from Kiva’s partner, BJS to purchase one more cow. She hopes a good future for her business and which will improve her family's financial situation. She plans to use profits from the loan in further increasing the number of livestock and to save toward building a cattle shed. She is grateful to both Kiva and BJS for this financial support.



Loan details


Lenders and lending teams



Loan details