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Misha is 52 years old and he lives in Vanadzor city in Lori region. He works at a private company as a driver, and makes cargo transfers from Vanadzor to Yerevan and back. His wife works at the bakery as a confectioner. Misha has a son who is 27 years old, and after many years of working in the Russian Federation, finally he is back. His parents are very happy to see their son and they do not want him to go back for work abroad. Lately Misha’s son met girl in his city and he has fallen in love with her. Misha asks a loan of 500,000 AMD in order to get prepared for his son’s engagement party, and he also wants to buy some furniture for his son’s newly created family.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • 413.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Misha to get prepared for his son’s engagement party and also to buy some furniture for his son’s newly created family.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 3, 2014
Apr 29, 2014
Currency Exchange Loss:
May 17, 2016