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Tahira's Group
In this Group: Tahira, Tahira, Shahnaz, Razia
Tahira Baji is the wife of M. T. and lives in a small area named Riwind of Kasur, Pakistan. It is a half hour from Kasur. Riwind is an area full of fruits and vegetable markets. Tahira Baji owes a two-room brick house and has been living in it for the last eight years. She is the mother of two daughters. Her elder daughter is 4 years old and her younger daughter is 2 years old. Tahira Baji's husband has a scrap business where he sells particularly iron. He has been in this business for the last 8 years. Tahira Baji is a housewife and prefers to do household work and take care of her family. She successfully repaid her two loans from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to buy more iron for her husband's scrap business.

She is joined in her loan group by a few more members. Tahira Baji wants a loan to buy woods to resell. Shahnaz Baji wants a loan to buy groceries for her grocery shop. Razia Baji wants a loan to buy milk to resell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 224
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 82.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Tahira's Group's $850 loan helped a member to buy iron for scrap business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 1, 2008
Oct 18, 2008
Currency Exchange Loss:
Mar 11, 2010