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Hotambek is a 32-year-old farmer from the mountainous Vakhsh region. For the past six years he has raised cattle as a means of providing for his family. Hotambek has a large family. He, his wife and his daughter live in the same house as his parents, his two brothers, his sister-in-law and his nephew. His father and younger brother help him raise the cows and the bulls. It is their family business and they work together.

Now Hotambek's family needs a loan. His nephew is in his third year at the medical college, but the family has not paid the tuition for this year. They need $1,200 USD and since they do not have the money, Hotambek is applying for a loan. His family has the motto "all for one and one for all," so Hotambek is taking it upon himself to help pay for his nephew's tuition. He very much hopes for financial support.
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Хотамбек 32-летний скотовод из горного района Вахш. Он на протяжении 6 лет занимается разведением крупнорогатого скота и обеспечивает семью за счет прибыли с этой деятельности. Семья Хотамбека большая. Он, его жена и дочь живут в одном доме с его родителями, двумя братьями, невесткой и племянником. Отец и младший брат помогают Хотамбеку в выращивании коров и быков. Это у них семейный бизнес, который они продвигают совместно.
Сейчас семья Хотамбека нуждается в кредите. Дело в том, что племянник Хотамбека учится в третьем курсе медицинского колледжа и в этом году его семья еще не оплатила за обучение. Им необходимо достать 1200 долларов США, но так как этой суммы у них на руках нету, поэтому Хотамбек обратился за кредитом. В его семье действует девиз "Один за всех и все за одного". Поэтому Хотамбек берет на себя обязательство, чтобы помочь племяннику оплатить за контракт. Он всецело надеется на финансовую поддержку.

Additional Information

More information about this loan

This loan, which is a part of Humo’s Higher Education loan program, is designed to finance students who want to attend university. It aims to provide an opportunity for lower income students to obtain access to higher education, and increase the number of university educated Tajiks. Funds can be used for partial or complete payment of expenses related to higher education. By funding this loan, you are supporting a student’s dream to be educated.

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,078,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Hotambek to pay for his nephew's tuition fees at the medical college.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 22, 2014
May 8, 2014
Currency Exchange Loss:
Nov 17, 2014