A loan of $200 helped to purchase a dairy cow to expand her existing milk supply business.

Kalpana's story

Kalpana is a very young, hardworking and energetic woman. She is 25 years old, married and blessed with two children (one son and one daughter). With her husband and children, she lives in the small village of Baroghoria in Dhupguri in the district of Jalpaiguri. Kalpana studied up to grade six. Her husband Khokon, 27, who is illiterate, is a farmer. One of their children goes to school and reads in grade one and the other is too young for school.

Kalpana has been involved in a milk supply business for the last five years. She sells the milk to her neighbors. This business adds additional financial help to her family to cover the basic needs. Now she wants to purchase one more cow because the demand for milk is high and she is not able to supply the growing needs of her customers.

She has applied for a loan from BJS to purchase a cow and fodder. She wants to extend her milk supply business and she hopes that this business will help her to support her children's education. She thinks that this loan can help to increase her income, which will help her to build a concrete-made house.

She is grateful to both Kiva and BJS.

Loan details

Lenders and lending teams

Loan details