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Arlene is 47 years old, married, and has four children. She lives in Calaran, Calamba.

She has engaged in "balut" (boiled, fertilized duck eggs) vending for 14 years and earns monthly income of 3,500 PHP doing that work.

She joined Paglaum in 2001 because she wanted to help her husband. Recently, she applied for a loan to purchase additional trays of eggs for balut vending. The profit she earns will be saved to Paglaum for school expenses of her children and additional capital for her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 469
    View loans »
    Philippines Loans Fundraising
  • $69,677,850
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Arlene to purchase additional trays of eggs for balut vending.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 22, 2014
Apr 29, 2014
Currency Exchange Loss:
May 17, 2015