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Milton Xavier
Milton Xavier is a young man who was born and raised in El Sauce and is used to the customs of this village in Nicaragua.

He studied to be a teacher and now he is working as a primary school teacher in a neighboring village, where he has been for two years now.

At 27 years of age, he has just set up his home and is looking forward to the rest of his life there and fulfilling his many dreams.

At the moment, he needs a loan to buy medicine, as his wife is ill and he doesn’t have the funds to cover the expenses with just his salary. Therefore, he has asked Kiva lenders for help through Ceprodel. He is eternally grateful for any assistance.
View original language description ↓
El joven Milton Xavier es originario del municipio de El Sauce donde nació y creció entre las costumbres del pueblo Nicaragüense.
Estudió la carrera de Magisterio y actualmente se desempeña como profesor de primaria en un colegio de una comunidad aledaña al municipio donde tiene dos años de laborar.
Es un joven de 27 años que acaba de formar su hogar donde tiene toda la vida por delante con muchos sueños que cumplir.
En este momento tiene la necesidad de un crédito para la compra de medicamentos, ya que su esposa se ha sentido mal de salud y no tiene la capacidad de cubrirlo con su salario por lo que solicita a los inversionistas de Kiva que le apoyen a través de Ceprodel con este financiamiento donde les agradecerá por esta ayuda incondicional.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Milton Xavier to buy medicine.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 11, 2014
May 5, 2014
Currency Exchange Loss:
Dec 24, 2015