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Maria Rosa Evelia
Maria is 40 years old and lives in a house she owns with her husband. She makes a living by growing corn and sorghum. She has been working in agriculture for many years and has earned valuable experience that allows her to obtain the best harvests. She has a lot of customers who prefer her because everything she sells is of the highest quality, at accessible prices and with good service.

Maria is a woman who is dedicated to her work and has a great desire to get ahead. She is always looking for opportunities that will enable her to be successful. She intends to work with effort and perseverance so as not to give up on the path. She wants to make a new investment that will allow her to increase her production. She is therefore asking INTEGRAL for a loan that will allow her to buy seeds, fertilizer, insecticide, tools, etc. and to improve the terrain shown in the photograph.

Maria has good payment references; she asserts that she will be able to pay off the debt. She also hopes that she will bring financial security to her home.
View original language description ↓
Maria de 40 años de edad vive en casa propia con su esposo, ella se dedica al cultivo de maíz y maicillo tiene varios años de trabajar en la agricultura y ha ganado experiencia valiosa que le permite obtener las mejores cosechas, se ha hecho de mucha clientela que la prefieren porque todo lo que vende es de primera calidad, a precios accesibles y con un buen servicio; Maria es una mujer entregada a su labor y con muchas ganas de salir adelante, siempre está buscando oportunidades que le permitan alcanzar el éxito, piensa trabajar con esfuerzo y constancia para no rendirse en el camino; dese realizar una nueva inversión que le permita aumentar la producción por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abono, insecticida, herramientas, etc. y mejorar el terreno que es el que muestra la fotografía. Maria tiene buenas referencias de pago asegura que podrá saldar la deuda y a la vez tiene esperanza que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 714
    View loans »
    El Salvador Loans Fundraising
  • $29,637,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Maria Rosa Evelia to buy seeds, fertilizer, insecticide, tools, etc. and to improve the terrain.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Apr 22, 2014
May 5, 2014
Currency Exchange Loss:
Feb 20, 2015