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Silva lives with her parents in Armanis village, Lori region.

She works at one of the local companies. Silva's parents are farmers with many years of experience running a small farm. They keep livestock which currently includes seven cows and ten oxen, a pig and ten chickens.

Silva was a young girl when she learned how to run a farm. Together with her work, Silva helps her parents with farming activities. Therefore, she has requested this loan of USD 1500 to be able to purchase three oxen for their farm.

Silva and her family hope for lenders' support. The loan is very important for them to make their farm more profitable.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 155
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Silva to pay for three oxen.
53% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 4, 2014
Apr 28, 2014
Currency Exchange Loss: