A loan of $1,300 helped to buy goats, cows and some clover seed.

Gulzhan's story

Gulzhan is 55 years old, widowed and a mother of three children. All of her kids help out around the farm. Gulzhan has a high school education and her main source of income comes from farming and raising livestock. She began her business in 2011 with 5,000 som (KGS). Thanks to her dedication, persistence and diligence, Gulzhan currently has one calf, 18 goats and 8 sheep. Gulzhan also has 2 hectares of land where she wants to grow clover. Gulzhan makes 12,000 som (KGS) per month in selling milk products.

In order to expand her business, Gulzhan turned to the bank of Bai Tushum for a loan of 70,000 som (KGS) to purchase additional goats and cows. This will expand her herd and increase her income from selling milk products. In addition, Gulzhan wants to use part of the loan for the purchasing of clover seeds. Part of the profits, Gulzhan is planning to reinvest into increasing the headcount of her livestock and to save the rest for the building of a barn to house her animals.

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Translated from Russian by Kiva volunteer Victor Khangulov

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