A loan of $1,050 helped to process more airtime and bill payment transactions on a weekly basis.


Sulestri's story

Sulestri runs a small stall selling drinks and mobile phone airtime credits. Sulestri lives in Cilegon, a semi-urban area about 2.5 hours from Jakarta. Sulestri is married and living with five people in the family home. Sulestri began working with Ruma two months ago because she wanted to increase her income. She feels really excited to expand her business in selling mobile phone airtime credits and servicing bill payments. As the business continues to run, she hopes to get a Kiva loan as working capital in order to do more transactions on weekends



Loan details


Lenders and lending teams




Loan details