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Guliton is a kind, sociable 54-year-old woman. She lives with her family in the Nosiri Hustav region. She is a very active woman. Guliton is engaged in cattle raising and farming. Her home has 5 heads of cattle. She loves animals and takes care of them. She also has a hectare of land, on which she plants potatoes. On top of all this, Guliton wants to start a new activity in an entirely different direction. She will sell food products. Because she does not have enough initial capital, Guliton has decided to apply for a loan. With this money, she will buy food products to sell.
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Гулистон добрая и общительная женщина в возрасте 54 года. Она с семьей живет на районе Носири Хустав. Она очень активная женщина. Гулистон занимается животноводством и растениеводством одновременно. У нее дома имеется 5 голов скотин. Она любит животных, и ухаживать за ними. Так же у нее есть гектар земли, на котором посажена картошка. Ко всему это Гулистон хочет начать новую деятельность совсем в иную сторону. Она будет заниматься продажей продуктов питания. Из-за того, что у нее не хватает начального капитала и Гулистон решила обратиться за кредитом. На эти деньги она купит продукты на продажу.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 219
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Guliston to purchase food products for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2014
Jun 4, 2014
Currency Exchange Loss:
May 17, 2015