A loan of $2,500 helped to buy cows.


Zamira's story

Zamira is 32 years old, married and is raising three children. The family is very friendly, close-knit, and all of the family members have good relationships with one another. Her husband and children help her with her business. Zamira has a secondary education. She is responsible, goal-driven and considerate. As an additional source of income for her family, she practices livestock breeding. She started this business in 2010 with an initial purchase of cattle in the amount of 15,000 som (KGS). Thanks to Zamira's hard work, she currently has 1 milk cow, 3 horses, 9 sheep and 13 goats on her farm. She also gets earnings from the sale of milk and dairy products. Her business brings in monthly earnings of about 12,000 som (KGS). For the purpose of the further development of her business, Zamira turned to Microfinance Bank "Bai Tushum" for a loan in the amount of 135,000 som (KGS) to buy a cows of an elite pedigree. A portion of the loan will also be spent on the purchase of sheep. The earnings from the loan will allow Zamira to bring to life her long-held plan of building a banya (sauna) for the local population. This will be the first stage in the development of her new business in the service industry.

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Translated from Russian by Kiva volunteer Hilary Hemmings



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