Check out some available loans that are similar to this one!
Zamira is 32 years old, married and is raising three children. The family is very friendly, close-knit, and all of the family members have good relationships with one another. Her husband and children help her with her business. Zamira has a secondary education. She is responsible, goal-driven and considerate. As an additional source of income for her family, she practices livestock breeding. She started this business in 2010 with an initial purchase of cattle in the amount of 15,000 som (KGS). Thanks to Zamira's hard work, she currently has 1 milk cow, 3 horses, 9 sheep and 13 goats on her farm. She also gets earnings from the sale of milk and dairy products. Her business brings in monthly earnings of about 12,000 som (KGS). For the purpose of the further development of her business, Zamira turned to Microfinance Bank "Bai Tushum" for a loan in the amount of 135,000 som (KGS) to buy a cows of an elite pedigree. A portion of the loan will also be spent on the purchase of sheep. The earnings from the loan will allow Zamira to bring to life her long-held plan of building a banya (sauna) for the local population. This will be the first stage in the development of her new business in the service industry.
View original language description ↓
Замире 32 года, замужем, воспитывает 3 детей. Семья очень дружная, сплоченная, отношения в семье очень хорошие. Супруг и дети помогают по хозяйству. У Замиры среднее образование, она ответственная, целеустремленная и доброжелательная. В качестве дополнительного дохода для своей семьи, она с 2010 года занимается животноводством, начав этот бизнес с приобретения скота на 15,000 сом (KGS). Благодаря упорному труду, у Замиры в хозяйстве на сегодняшний день имеется: 1 дойная корова, 3 лошади, 9 овец, 13 коз. Также имеется доход от продажи молока и молочной продукции. Ее деятельность приносит доход около 12,000 сом (KGS) в месяц. В целях дальнейшего развития своего хозяйства, Замира обратилась в Банк «Бай –Тушум» за кредитом в сумме 135,000 сом (KGS) на покупку коров элитной породы, а также часть средств потратит на приобретение овец. Доходы от кредита позволят воплотить в жизнь давний план Замиры по постройке бани для местного населения, это станет первым этапом в развитии бизнеса в сфере услуг.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Zamira to buy cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 11, 2014
May 17, 2014
Currency Exchange Loss:
Dec 17, 2015