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Sophat's Group
In this Group: Sophat, Vandy, Koeurn
A mother of five children, Sophat is 39 years old and a resident from the Moung Russey district of Battambang province. To strive for a living, she does rice and sesame farming which she has done for twenty years.

Sophat is a third-time borrower with VisionFund (Kiva’s partner) and has had successful repayment of the past loans. Now, her lifestyle is getting better than before.

For this cycle, she is a leader of a group consisting of three members. She is requesting the loan of 1,400,000 KHR, and she is planning to spend her entire loan portion to buy seeds and fertilizer and to pay for land plowing fees. She highly believes that she will be able to gain a better yield and to increase her income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • 4,008.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophat's Group's $700 loan helped a member to buy seeds and fertilizer and to pay for land plowing fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2014
Apr 27, 2014
Currency Exchange Loss:
Apr 17, 2015