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This is Celeste, 32, a resident of Taguig City, Philippines. She is single and she has children who are studying. She takes care of her children while she is also doing her business. She works hard to provide for her family’s everyday needs and to support her children’s education.

Celeste operates a buy and sell business. What she basically does is buy general merchandise from wholesalers, and sell them with a little profit. Products can range from furniture to household appliances and other products of the like. Customers are attracted to buy due to the low selling prices and the many options they are offered. Her regular customers are her neighbors and the local community. She earns a minimum of 2,000 PHP in sales every week.

To help her continue operations of her business, Celeste is requesting a 10,000 PHP loan. She will be utilizing the loan to buy more quantities and varieties of products to expand her product inventory.

Celeste hopes to expand her business and dreams that her children will finish their studies. She meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 514
    View loans »
    Philippines Loans Fundraising
  • $69,838,675
    Funds lent in using Kiva
  • 44.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Celeste to pay for products like cabinets, drawers and other plastic home products needed in her business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 27, 2014
Apr 27, 2014
Currency Exchange Loss:
Nov 17, 2014