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Kelegna Group
In this Group: Saliamta , Aichata , Mamou , Safiatou, Lalaicha
Kelegna is a group of women from Koutiala who know each other well and live in large traditional families with their husbands, children and other relatives. They are on average 37 years old and have at least five children.

This group of women sells various items such as soap, fabrics, juice, beverages, fruit, vegetables and miscellaneous items. To expand their activities, the group members have decided to join the Soro Yiriwaso loan program. They are on their eighth group loan cycle.

Salimata, sitting on the right, is a member of the Kelegna group who sells soap. She intends to use her loan to buy barrels of waste oil as the need arises, and turn them into soap for retail sales to a diverse clientele. She obtains the waste oil from suitable Koutiala-based plants.

While other members of the Kelegna group expect to achieve average profits of 90,000 CFA francs each over this loan cycle, Ms Salimata expects to achieve 105,000 CFA francs.

In addition to the repayment of loans, they use part of the income to meet personal expenses and increase their stock in trade.
View original language description ↓
Kelegna est un regroupement de femmes de Koutiala qui se connaissent bien et qui vivent dans de grandes familles traditionnelles avec leurs maris, enfants et autres parents. Elles ont en moyenne 37 ans et ont au moins 5 enfants.
Ce groupe de femmes fait le commerce d’articles divers tels que, savons, Tissus, jus, Boissons, Fruits, Légumes et divers. Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles Sont à leur huitième cycle de prêt solidaire.
Salimata est un membre du groupe Kelegna assise à droite qui est une vendeuse de Savons. Elle compte utiliser son prêt pour acheter des futs de déchets d’huile au fur et à mesure qu’elle les transforme en Savons pour la vente en détail à une clientèle diverse. Elle se procure des déchets d’huile dans des Usines concernées de Koutiala.
Tandis que les autres membres du groupe Kelegna comptent réaliser un bénéfice moyen de 90 000CFA chacune au cours de ce cycle Mme Salimata compte réaliser 105 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnelles et augmenter son fonds de commerce.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 27
    View loans »
    Mali Loans Fundraising
  • $12,494,400
    Funds lent in using Kiva
  • 474.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD