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Ra' no is a farmer from the town of Tursun-zoda. She recently turned 41 years old. She is a widow and she lives with her two children and her mother. She works on an allotted piece of land and grows garden crops. She has been working on this land for eight years already. She enjoys her activity, as it not only provides her family with an income but also with fresh and environmentally-friendly vegetables. Ra'no has already sowed her land. She now needs to prepare for the coming harvest. With this goal in mind, she has requested a loan to buy mineral and chemical fertilizers. She is hoping for a good harvest in the summer.
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Раъно фермер из города Трусунзаде. Недавно ей исполнилось 41 год. Она вдова, живет с двумя детьми и матерью. Раъно имеет приусадебный участок земли, на котором выращивает огородные культуры. Она трудится на грядке уже 8 лет. Ей нравится ее деятельность, так как она обеспечивает семью не только доходом, но и свежими и экологически чистыми овощами. Раъно уже провела посевные работы. Теперь ей необходимо обработать будущий урожай. С этим намерением Раъно обратилась за кредитом, чтобы купить минеральные и химические удобрения. Она надеется к лету собрать качественный урожай.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ra'no to buy mineral and chemical fertilizers to be used on her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2014
May 3, 2014
Currency Exchange Loss:
Apr 17, 2015