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Kousar is a 43-year-old married woman and the mother of six children. The income generated by her husband is insufficient to cover all household expenses, so she initiated her business selling animals. She buys animals (baby goats & calves) at low prices, brings them up and sells them near the occasion of Eid-ul-Azha (a religious event in Muslims countries). She also sells milk to generate an extra amount of profit.

With the support of Kashf Foundation, she has gradually improved her business; currently she requested a loan of 55,000 PKR to purchase more animals. She hopes to have a good experience with this new loan. She is in her sixth loan cycle with good credit history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 316
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 97.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Kousar to purchase more animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2014
Apr 26, 2014
Currency Exchange Loss:
Apr 17, 2015