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Update on Bertha

Bertha sells staple products in her grocery store. She has been doing this for some years and it is the primary source of income for her family. She is asking for the loan so she can buy items such as rice, sugar, noodles, milk, oil, and soft drinks.
View original language description ↓
Bertha se dedica al negocio de venta de productos de primera necesidad en su tienda de abarrotes. Bertha realiza estas actividades hace algunos años y estos le representa su principal ingreso económico y sustento de su familia, Bertha solicita el préstamo para comprar mercadería como arroz, azúcar, fideos, leche, aceite y bebidas gaseosas.

Previous Loan Details

Bertha is a member of the “LOS DIAMANTES” communal bank in the city of Cusco – Peru. She sells primary needs products and has a small grocery store. She has been doing this for several years and it’s her main source of income for supporting her family. Bertha is asking for a loan to buy mercha... More from Bertha's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Bertha to buy items such as rice, sugar, noodles, milk, oil, and soft drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 26, 2014
Apr 30, 2014
Currency Exchange Loss:
Aug 17, 2014