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Sin S. is 23 years old and lives with her 26-year-old husband in Kampong Cham. She is currently pregnant, but continues to work as a grocer and earns about $1 each day, while her husband works as a blacksmith and earns about $5 each day. In order to help her husband expand his business and thereby more effectively support their family when her baby is born, Sin is requesting a loan of $1,000, which will be used to purchase more sophisticated blacksmith tools.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 219
    View loans »
    Cambodia Loans Fundraising
  • $39,899,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sin to purchase blacksmith tools.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 6, 2008
Oct 22, 2008
Currency Exchange Loss:
Jun 15, 2010