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A professional hairdresser, Kossiwa opened her salon in a neighbourhood in Lomé after completing her training.

Alongside her main business, she sells hair extensions and weaves to her customers. As she is unable to satisfy customer demand due to lack of funds, she is requesting a fourth loan to enable her to buy more products.

In the future, Kossiwa hopes to open other sales locations and start a family in financially stable circumstances. She is 32 years old and married, and has been running her business for 10 years.
View original language description ↓
Coiffeuse de profession, madame Kossiwa après avoir fini sa formation, a ouvert son atelier dans un quartier de la ville de Lomé. En plus de son métier, elle revend des mèches, tissages à ses clients. N'arrivant plus à les satisfaire à cause du manque d'argent, elle sollicite un quatrième crédit pour acheter plus de marchandises. Son souhait à l'avenir, est d'avoir d'autres points de vente et fonder une famille financièrement stable. Kossiwa âgée de 32ans est mariée avec une ancienneté de 10ans dans l'activité.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!


About Togo

  • $1,500
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $9,020,550
    Funds lent in using Kiva
  • 474.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD