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Gavhar is 36 years old and lives in a small village with her children. Her husband is a migrant worker in Russia.

The main source of income for the family comes from her milk cows. She works hard selling milk, kefir and sour cream to the local population, but her profits are hardly enough to provide food for the family.

Gavhar wants to increase her income doing what she knows best, but she hasn’t enough money to buy more cows. So she is now applying for a 7,000 TJS loan through CSC MDO. This loan will help her to buy more cows and subsequently improve the family’s living conditions. She awaits your support.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Gavhar to buy more cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 21, 2014
Apr 25, 2014
Currency Exchange Loss:
Mar 22, 2015