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The house where Nigora lives does not meet housing standards and is in urgent need of repair. Nigora is a young and ambitious woman. She is not married and she still lives with her parents. Two years ago, she started her own business, sewing women's clothes. She has her own sewing shop at the local market. The market is a busy place: Nigora has regular customers and is gradually growing her business. For a long time now, she has also wanted to repair her house, because it is in such poor condition. This is why she is taking a loan. She is requesting a loan of 3,000 somoni for the purchase of building materials such as cement, wood etc. She is awaiting your kindness.
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Дом, где живет Нигора, не отвечает стандартам жилья и она срочно должна отремонтировать свой дом. Она молодая и целеустремленная женщина. Нигора не замужем и живет с родителями. Нигора 2 года назад начала свой бизнес шитьем женской одежды. Она имеет свой швейный цех на местном рынке. Там много народа и поэтому она имеет постоянных клиентов. Нигора постепенно развевает свой бизнес. Она уже давно хочет отремонтировать свой дом, так как ее дом имеет плохое состояние. Она обратилась за займом с такой целью. Она запрашивает займ на сумму 3000 сомони для покупки строительных материалов как цемент, древесина и т.п. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nigora to buy building materials such as cement, wood and sand to repair her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 16, 2014
Apr 28, 2014
Currency Exchange Loss:
May 17, 2015