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Cheam M., 30, is married and lives with three children and her husband in Kampong Cham, Cambodia. Since 2003, she has been working selling bananas to earn a living and is able to make about US$ 1.30 per day. Her husband is a farmer growing corn. On average, he makes US$ 2 per day. Cheam M. would like to take out a loan of US$ 500 to hire workers to plow their farmland and harvest their crops.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 142
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cheam to hire workers to plow their farmland and harvest their crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 31, 2008
Oct 17, 2008
Currency Exchange Loss:
May 15, 2010