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Pheap is 33 years old. She is a married woman who has two children in Takeo Province, Cambodia. She is a factory laborer and her husband, who is with her in the photo, is a construction worker. Both of them can earn approximately $12 per day.

Now, Pheap would like to apply for loan of $1,500 (USD) to buy farmland for growing rice crops. This loan helps her to make more income. Pheap hopes that she can build a new house next year.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 146
    View loans »
    Cambodia Loans Fundraising
  • $41,485,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Pheap to buy farmland for growing rice crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 27, 2014
May 17, 2014
Currency Exchange Loss:
Oct 17, 2015