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Gulmira is 44 years old, married, and, together with her husband, is raising 3 children. Gulmira has a secondary education. Her work in animal husbandry, beginning 10 years ago with the purchase of a single cow, serves as the main source of income for her family. Thanks to Gulmira's hard work and dedication, she now has 3 milk cows, 1 steer, 2 calves, and 15 sheep. Her monthly income is 20,000 KGS. WIth the goal of expanding her business, Gulmira turned to the bank "Bai-Tushum" for a loan of 120,000 KGS to purchase sheep for breeding and for eventually sale. With the income from the loan Gulmira plans to save towards increasing the number of cattle in her herd, and hopes to save towards home repairs.
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Гульмире 44 года, замужем, вместе с супругом воспитывают 3 детей. У Гульмиры - среднее образование, в качестве основного дохода для своей семьи она занимается животноводством, стартовав 10 лет назад, с покупки одной коровы. Благодаря упорному труду и целеустремленности Гульмиры, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 1 бычок, 2 теленка и 15 овец. Ежемесячный доход составляет 20,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гульмира обратилась в Банк «Бай –Тушум» за кредитом в сумме 120,000 сом (KGS) на покупку овец для увеличения поголовья скота и дальнейшей его реализации. Доходы от кредита Гульмира планирует вложить в приумножение количества домашней скотины, и хочет накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 35
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Gulmira to buy sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 22, 2014
Apr 26, 2014
Currency Exchange Loss:
May 17, 2015